I’ve written a number of foreclosure stories here in Florida over the years. This one might top them all.
In 2009, Warren Nyerges of Naples bought a foreclosure, in cash. Then came the Kafakesque part.
About four months later, a process server knocked on their door and handed Warren Nyerges a notice of foreclosure.
“This is a big mistake,” he recalled saying. “You must have the wrong house. We bought a foreclosure and don’t have a mortgage.”
That started 18 months of frustrating phone calls, paperwork and court hearings. Whenever Nyerges called the bank, representatives told him to “come up to date” with his payments. When he called 25 different law firms, no attorney would take the case. When he went to court, the lawyers for the bank filed incorrect motions and were woefully unprepared for the hearings.
“It was mind boggling,” said Nyerges, a 46-year-old retired police officer. “To try to unscrew the screw up, it’s not as easy as it sounds.”
And thanks to Kris and Necole Moore of Centralia, WA! They sent me a very nice comment about this story.